by Ed Hinerman | Apr 10, 2019 | cancer, impaired risk life insurance, life insurance
I am currently working with a client who was declined by a few other companies and apparently told that with a recent history of breast cancer life insurance approvals just weren’t in the cards. This woman was, for some reason, told by the life insurance agent...
by Ed Hinerman | Apr 8, 2019 | accidental death, Civilian War Zone Coverage, life insurance
I have a lot of civilian contractor clients working in the Middle East and African war zones. One just renewed his life insurance coverage another year and ran into an all too frequent problem. Working in a location devoid of printers or scanners, or in his case, ink,...
by Ed Hinerman | Apr 3, 2019 | life insurance, prostate cancer, prostate cancer watchful waiting
If you have recently been diagnosed with prostate cancer and/or chronic elevated PSA, you may be concerned about the ability to get life insurance. While elevated PSA’s don’t strike quite the fear they did a few years ago with life insurance underwriters,...
by Ed Hinerman | Mar 27, 2019 | cancer, life insurance
If you or someone you love have been diagnosed with prostate cancer and would like life insurance, there are options to obtain it, especially if it is in low stages. Life insurance for those in active surveillance or watchful waiting stages of prostate cancer, is...
by Ed Hinerman | Mar 25, 2019 | life insurance
For those of you who have followed this forum long enough you may think I hate when you want to sell your life insurance policy to a life settlement company. OK, it is true that my first take on life settlements eight or so years ago was harsh. I didn’t trust...
by Ed Hinerman | Mar 23, 2019 | business life insurance
originally posted 2/17, updated 3/19 The best advice is to put business life insurance in place once you start business. But we all, both in our personal lives and businesses, wish we had the luxury of plenty of time to get done what we need to get done. I know in my...
by Ed Hinerman | Mar 20, 2019 | impaired risk life insurance, life insurance, mood disorder life insurance
In reviewing my database of clients, it became obvious that a large block of my business, something around 25%, are life insurance for clients with some form of mood disorder. This is significant because it means the word really is getting out that life insurance...
by Ed Hinerman | Mar 16, 2019 | business life insurance
original post July 2015, updated March 2019 I know I am balancing on the small tip of the iceberg with the number of CEO’s and business partners I have helped with last minutes rescues for business loan collateral life insurance. Never is it more true than when...
by Ed Hinerman | Mar 13, 2019 | cancer, life insurance
Prostate cancer, and specifically the great changes in life insurance underwriting for prostate cancer, are in the news. Well, at least they’re on my mind and in my blog. That is just one step below the Wall St. Journal and on a good day, like today, one step...
by Ed Hinerman | Mar 11, 2019 | life insurance
1984 finally showed up 35 years late but just as invasive and scary as it can be. I am currently working with a business client on his life insurance application. He is applying for a very substantial policy as part of a buy/sell agreement. He weighed a bit more than...
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
Recent Comments