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Life Insurance Rate Classes! Are They Created Equal?

by Ed Hinerman | Oct 20, 2014 | disability, heart disease, insurance, insurance quotes, life insurance, ratings

I’m working on a case right now, a tricky case because it involves life insurance for someone age 69, who was diagnosed with heart disease and diabetes 10 years ago. He had a one vessel angioplasty with a stent and was on medication for both issues, until he...

Should Financial Ratings Drive My Decison About Life Insurance Companies?

by Ed Hinerman | Jan 21, 2012 | AARP, insurance, life insurance, New York Life, Prudential, ratings

I had emailed some quotes off to a client this week with Genworth Life and Annuity, a major player in no lapse guarantee UL’s and in this case the best rate class offer I had received when shopping the case. She went on line and found out that Genworth has been...

Let’s Talk Life Insurance Company Ratings!

by Ed Hinerman | Apr 17, 2009 | life insurance, ratings

First published 4/17/2009, updated 11232109 Since the economic meltdown of 2008 more people have asked if the life insurance companies I recommend are financially sound. Fair question! Here at Hinerman Group we use A.M. Best as the benchmark for what companies we...

The Hinerman Group

Ed HinermanMy 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!

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