by Ed Hinerman | Jul 27, 2013 | AARP, accidental death, death benefit, insurance, life insurance, life insurance claim
I’ve been careful about life insurance claim abuse cases I’ll help with only because, in most cases, the state insurance commissions are very good at putting things back on track and getting valid claims paid. But occasionally it will be something that...
by Ed Hinerman | May 9, 2013 | application process, beneficiary, insurable interest, insurance, life insurance, life insurance claim
It’s been a while since I’ve updated this part of the life insurance process and there are some things that have changed and some that I simply need to redunderfy. Beneficiary designations are often not taken as seriously as they should be and can end up...
by Ed Hinerman | Feb 26, 2013 | AARP, accidental death, death benefit, group life insurance, insurance, life insurance, life insurance claim, life insurance claim process, New York Life
Here we go again. I called New York Life this morning to see if I could be assigned a permanent contact to call when beneficiaries are getting the run around on death claims. I ended up talking to the executive assistant for NYL Executive Vice President Michael...
by Ed Hinerman | Jan 13, 2013 | AARP, beneficiary, compliance, contestability, insurance, life insurance, life insurance claim, life insurance claim process, New York Life, over 50 life insurance
I’ve decided, for the sake of us elderly folks and all of us who are related to elderly folks and anyone who gives a damn about treating people right, to get off the fence and say what I really think about AARP and their New York Life insurance plan. For those...
by Ed Hinerman | Jan 7, 2013 | AARP, grace period, group life insurance, insurance, life insurance, life insurance claim, life insurance claim process
Have you ever had anything lost in the mail, whether going or coming? It’s not a new occurrence with the US Postal Service, but being in a business that depends on mail delivery to some extent, I’ve noticed that the amount of mail being blasted into the...
by Ed Hinerman | Dec 18, 2012 | AARP, customer service, insurance, life insurance, life insurance claim
I wish I had the time to write a blog just on AARP/New York Life and their awful over 50 life insruance products and service. Since helping a couple of beneficiaries collect claims that AARP had told them they weren’t going to pay it’s obvious a person...
by Ed Hinerman | May 2, 2012 | accidental death, Active Duty Military Life Insurance, insurance, life insurance claim, Lincoln National, Met Life
A colleague and I were bemoaning some of stranger than fiction nonsense that life insurance companies come up with. They always tout these things as the newest innovation to speed up underwriting, the best product idea since sliced bread, or they just leave it out...
by Ed Hinerman | Apr 5, 2012 | customer service, death benefit, Independent agent, insurance, life insurance, life insurance claim, life insurance claim process
What day Ed? It’s a strange thought process I go through some days preparing to add to this heap of my opinion called Ed Hinerman On Life Insurance. I started to write this yesterday and got off on a tangent that was so full of myself it triggered my gag reflex....
by Ed Hinerman | Mar 31, 2012 | death benefit, insurance, life insurance, life insurance claim, pilot, private pilots
I had an interesting email question yesterday concerning whether or not there is a time limit on filing a claim for life insurance. There are plenty of stories out there about old stock being found and old life insurance policies turning up. In this case the son who...
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