by Ed Hinerman | Sep 22, 2011 | arthritis, insurance, life insurance, rheumatoid arthritis
This is just a spin on a talk I have with my granddaughter at least once a week. We have become a disconnected world where people no longer see the logic in a conversation unless it is done electronically, and no longer see the need to enjoy the outdoors because they...
by Ed Hinerman | Oct 26, 2009 | bipolar, bipolar disorder, insurance, life insurance
I’ve talked recently about the United of Omaha “Fit test” crediting program where a person’s health habits and lifestyle can help reduce the price of their life insurance. Well, they bowled a strike on a bipolar disorder term insurance case I...
by Ed Hinerman | Aug 17, 2009 | insurance, life insurance, term insurance
I can’t tell you the number of times that I’ve been asked, when a client is facing an increased life insurance rate due to some health issue, why the insurance company doesn’t take into account all the positive things they have going on in their...
by Ed Hinerman | Jul 6, 2009 | insurance, life insurance, smoking
Life insurance has this whole little underwriting niche that comes under the heading of lifestyle. It’s not about health or family history and it’s not about your lab results, it’s about, well, your personal life. Probably the most common lifestyle...
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