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If you’re really healthy you can get up to $2.5 million of life insurance approved in just a few days after a phone interview, sometimes within just a few hours. Several companies have figured out that, in the absence of significant health issues, they can rely on the huge amount of online data that we all have now to make quick decisions. If you have health issues that would make it prudent for an underwriter to review your medical records, then it can take from a few weeks to a few months. Most of that additional time is spent just getting your doctor to send the records. Want to know more about your options?