by Ed Hinerman | Jul 15, 2008 | insurance, life insurance
Little did I know growing up that I was being raised by a woman of subtle, soft spoken genius. When I grew up and discovered that vegetables didn’t all come from a can, I was sure I had been short changed not only from a taste standpoint, but my long term health...
by Ed Hinerman | Jul 15, 2008 | insurance, life insurance, term insurance
We all have our way of doing things and I am convinced that there may be more than just a handful of people out there who disagree with me when it comes to how to handle life insurance in their lives, but bear with my bear analogy and see if there isn’t just a...
by Ed Hinerman | Jul 12, 2008 | decline, epilepsy, Independent agent, insurance, life insurance, seizure disorder
Whether it is epilepsy or another seizure disorder, the diagnosis is not necessarily a dead end for life insurance approvals. The key to approval and reasonable rates is control. Seizure disorder is another one of those life insurance issues that evokes a knee jerk...
by Ed Hinerman | Jul 12, 2008 | bipolar disorder, decline, Independent agent, insurance, life insurance
The amount of misinformation, or overblown information concerning bipolar disorder is troubling especially to those who are trying to overcome the stigma in their lives and in quests such as trying to apply for life insurance. Bipolar disorder, for many, conjures up...
by Ed Hinerman | Jul 11, 2008 | cancer, insurance, life insurance
Eat your vegetables! They’re good for you!…….Yes Mom. Actually it didn’t come down quite like that for me. Most vegetables I grew up with were some strange strain that came in a can. A distinctly different species from what comes out of a...
by Ed Hinerman | Jul 11, 2008 | basal cell carcinoma, cancer, insurance, life insurance, melanoma, squamous cell carcinoma
In my experience it is the guys in this world that not the brightest lights on the block when it comes to preventive measures like using sunscreen, wearing hats and not overexposing themselves to the sun. I would put my money on men to be the first sex to be...
by Ed Hinerman | Jul 9, 2008 | blood pressure, cancer, cholesterol, heart attack, high blood pressure, Independent agent, insurance, life insurance
There aren’t many weeks that go by without hearing from someone who has finally figured out that they should have life insurance…..because their own mortality has been flashed before their eyes. This can come in the form of losing a friend or loved one or...
by Ed Hinerman | Jul 8, 2008 | breast cancer, cancer, Independent agent, insurance, life insurance
For all that have been following my posts on breast cancer, and specifically by mother’s breast cancer, I thank you for your prayers. As I have mentioned before, my Mom is not in the market for life insurance, but I believe that her experience and process offers...
by Ed Hinerman | Jul 7, 2008 | AARP, insurance, life insurance, term insurance, universal life, whole life
With each new magazine or bulletin, my love/hate relationship with AARP is souring. I’m having a hard time feeling the love these days. I got their most recent bulletin (cheaper than a magazine advertising mode) today. An article caught my eye that had to do...
by Ed Hinerman | Jul 7, 2008 | insurance, life insurance, return of premium term insurance, term insurance, universal life
This is certainly in the top 10 questions I get from clients considering what product will best serve their life insurance needs. When I explain that a 10 or 20 year term is really not designed or priced to go beyond those guaranteed periods I usually get the stock,...
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
Recent Comments