by Ed Hinerman | May 29, 2009 | diabetes, insurance, life insurance, Type 2 diabetes
American Heart Association twitter this morning, “80% of sudden cardiac arrest victims collapse at home. Are you ready to save someone you love?” It provided a link to a CPR website. This Twitter @HeartofDiabetes is all about education on the link between...
by Ed Hinerman | May 28, 2009 | Dave Ramsey, insurance, life insurance
I will tread carefully with this since the last time I questioned Zander Insurance, well, frankly I kind of over stepped my point and pounded on them a bit. I publicly apologized and we all walked away feeling OK and deciding that while we both believe Dave Ramsey is...
by Ed Hinerman | May 28, 2009 | insurance, life insurance, pilot, private pilots
While the words CEO and flying may cause a little angst among some, the truth is that CEO’s are flying privately more often and whether that is on a corporately owned aircraft, a chartered jet, or their personally owned airplane, it is generally more efficient...
by Ed Hinerman | May 27, 2009 | AARP, insurance, life insurance, New York Life, term insurance, universal life, whole life
Just got back from a conference in California and am catching up on the latest news. Life insurance giant New York Life, AARP’s partner in crime with their term insurance and whole life products, doesn’t seem to be making enough soaking us old folks. They...
by Ed Hinerman | May 22, 2009 | foreign travel, insurance, life insurance
AXA Equitable announced recently an easing of foreign travel restrictions for both term insurance and universal life products. These new guidelines now allow, depending on the destination, 4-12 weeks of travel and in some cases living abroad for extended periods. To...
by Ed Hinerman | May 21, 2009 | bipolar, bipolar disorder, insurance, life insurance
I read a post on Twitter @bpluv today that really kind of drives home one of the points that I’ve been trying to make about the bipolar disorder/life insurance experience. It starts with the oh so true supposition that “Mental illness doesn’t make me...
by Ed Hinerman | May 20, 2009 | Banner Life, insurance, life insurance, term insurance, universal life
I was just tallying up the life insurance companies that hadn’t jumped on the rate increase bandwagon the other day and was pleased to see some of our best impaired risk companies holding firm. Lost one today though. Banner Life and their New York cousin William...
by Ed Hinerman | May 20, 2009 | cancer, insurance, life insurance, prostate cancer, universal life
A person contacted me a few months back looking for a policy to replace his current universal life which is going up in price on every anniversary date. He has been paying on the UL for about 15 years and just two years ago he received notice that the policy no longer...
by Ed Hinerman | May 19, 2009 | Banner Life, bipolar, bipolar disorder, Depression, insurance, life insurance
Most of the life insurance cases I work are shopped to multiple companies just so I can be assured that the insurance quote I am providing really is going to be as good as it gets and ultimately the client gets the most bang for their buck. When I shop I am looking...
by Ed Hinerman | May 18, 2009 | AARP, term insurance, whole life
It’s been literally days since I’ve popped a gasket and spewed my lack of respect for AARP all over the place, but they just mailed and want me to renew my membership. Obviously they must think there are two of us out here and their mail is going to the...
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