by Ed Hinerman | Oct 19, 2016 | approval, business life insurance, insurance, life insurance, life insurance approval, multiple sclerosis
I have a client with Multiple Sclerosis that we first got life insurance for a few years ago and I encouraged her to let me shop it again this year. I felt like, given her continued great control and mild nature of the MS that we could do better than the original mid...
by Ed Hinerman | Sep 20, 2010 | insurance, life insurance, multiple sclerosis
Looking through life insurance forums this morning I came across a question and answer on Insure.com that really speaks to the quality of service offered through the large on line agencies. The cold hard fact about high volume mega agencies is that, even though they...
by Ed Hinerman | Jul 30, 2009 | insurance, life insurance, multiple sclerosis
Other than writing across the top of your life insurance application, “Please decline this application”, I can’t think of a surer way to get declined than to decide to blow off your doctor’s advice and substitute your own without ever...
by Ed Hinerman | Aug 2, 2007 | cancer, insurance, life insurance, multiple sclerosis
Drug prices are out of control. No big secret there. With so many options out there for any given health condition, a wrong choice can end up being an enormously expensive test. Health insurance companies would be glad to know that if a drug didn’t work, the...
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