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Gay? Lesbian? What You Need To Know About Life Insurance!

by Ed Hinerman | Jan 7, 2011 | insurance, life insurance, life partner

I’ve been in the life insurance business long enough to see a time when life insurance companies would outright deny life insurance policies for homosexual couples, citing “no legal financial justification”. They would then turn around and approve...

Term Insurance, Right Or Wrong?

by Ed Hinerman | Apr 20, 2009 | Dave Ramsey, insurance, life partner, term insurance, universal life, whole life

I’ve shared my opinion plenty of times, the fact that I believe that 95% or more of life insurance needs for the average people out there are term insurance needs. There is no reason to be buying whole life, universal life or variable universal life. Dave Ramsey...

7 Months Later It Is Done!

by Ed Hinerman | Mar 27, 2009 | beneficiary, business life insurance, insurance, life insurance, life partner

I have written several posts on the subject of beneficiary rights if a claim happens during the incontestability period. This is a little talked about subject that can truly cause problems for those who are engaged, are life partners, have used life insurance as...

Does Your Beneficiary Have The Right To Resolve A Life Insurance Claim?

by Ed Hinerman | Dec 31, 2008 | beneficiary, insurance, life insurance, life partner

What is normally a very straight forward process, the filing of a life insurance claim by the beneficiary, can become a nightmare if the beneficiary is someone other than a family member. While this is only an issue during the two year inconestability period, it is...

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Ed HinermanMy 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!

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