by Ed Hinerman | Feb 2, 2007 | insurance, insurance quotes, life insurance
It’s easy. Just answer no to any health or family history questions. No to foreign travel or dangerous hobbies. No to smoking and give a really healthy sounding height and weight. Follow those directions and you should get the best quote available. Now the...
by Ed Hinerman | Jan 30, 2007 | insurance, insurance quotes, life insurance, universal life
With literally hundreds of thousand of life insurance policies at risk out there, I just can’t emphasize enough the danger of not reviewing your coverage. This is an agent caused problem, so I believe the prudent direction would be to have your universal life...
by Ed Hinerman | Jan 26, 2007 | insurance quotes, life insurance, return of premium term insurance, term insurance
Wouldn’t it be great if you could just use life insurance during those years you need it and it you didn’t die, it wouldn’t cost anything? Well, there’s good news for you, maybe. Return of premium term insurance does exactly that. You can take...
by Ed Hinerman | Jan 24, 2007 | insurance, insurance quotes, life insurance
My customers don’t see it as important at all. So, let’s look at the pros and cons of a local versus, say a multi state or even nationally licensed agent. With a home town agent you can shake their hand or beat them with a baseball bat, whatever the...
by Ed Hinerman | Jan 24, 2007 | insurance quotes, life insurance, private pilots, term insurance
Most of the private pilots in the US have had some experience with the effect their hobby or avocation has on their life insurance rates. Insurance companies generally don’t look favorably on private aviation and the insurance quotes that most companies and...
by Ed Hinerman | Jan 24, 2007 | insurance quotes, life insurance, term insurance, universal life
How refreshing to not hear Term vs Whole Life. The question is how to decide which product is appropriate for your family protection. A simple rule of thumb would go something like this. If you can determine (approximately) the point in the future when you won’t...
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