by Ed Hinerman | Feb 21, 2007 | cholesterol, hypertension, Independent agent, insurance, insurance quotes, life insurance, liver functions, Type 1 diabetes, Type 2 diabetes
I don’t think I would be overstating the subject at all if I said that at least once a week I have a client who, for the first time, discovers they have a health issue because the life insurance exam lab results bring it to light. Some of the most frequent...
by Ed Hinerman | Feb 19, 2007 | hypertension, Independent agent, insurance, insurance quotes, life insurance, Type 1 diabetes, Type 2 diabetes
Because of all of the health risks associated with poorly controlled type 1 diabetes and type 2 diabetes, life insurance underwriters take a cautious approach. What the underwriters are looking for can be summed up in three words. Control! Control! Control! While the...
by Ed Hinerman | Feb 18, 2007 | accelerated death benefit, Independent agent, insurance, insurance quotes, life insurance, term insurance, universal life, whole life
I’ve often wished my blogs would be read by everyone. I’m pretty sure that doesn’t happen, but for this one I am lowering my wish expectations. I am only hoping that everyone who has life insurance or is considering buying a life insurance policy...
by Ed Hinerman | Feb 17, 2007 | business life insurance, Independent agent, insurance, insurance quotes, life insurance, return of premium term insurance, term insurance, universal life, whole life
If you’re an adult with any kind of responsibilities in this world, you should be carrying a life insurance policy. That old saying that “there are two things that are certain in life, death and taxes” has a lot of truth to it. The big difference is...
by Ed Hinerman | Feb 16, 2007 | business life insurance, Independent agent, insurance, key man insurance, life insurance, private pilots, return of premium term insurance
This is a country made of small businesses and generally speaking, all of those that have employees have managers. As long as I am sailing with generalities, I think it’s safe to say that a good manager is a very valuable asset. Which leads me to another...
by Ed Hinerman | Feb 16, 2007 | Independent agent, insurance, insurance quotes, life insurance, term insurance, universal life
You see it on advertising all the time, but is it true. Whether you are getting life insurance quotes from an independent agent or a captive home town agent, you need to know that it is absolutely true that you can save 70% and often much more than that. There are two...
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