by Ed Hinerman | Jun 7, 2007 | Alcohol Treatment Life Insurance, cancer, Depression, Drug Treatment Life Insurance, estate taxes, heart disease, insurance, life insurance, private pilots
A Simon and Garfunkel song with the line, “my lack of education hasn’t hurt me none”. Well that may be just fine for most life insurance agents, but the fact that it hasn’t “hurt them none” isn’t really the point. How many...
by Ed Hinerman | Jun 5, 2007 | cancer, coronary artery disease (CAD), heart disease, insurance, life insurance
You gotta love technology. Sometimes the medical science types can come up with a test that is so……….so………..all inclusive, that it falls short in the category of providing statistically significant useful information. One such...
by Ed Hinerman | May 30, 2007 | Anxiety, heart attack, heart disease, high blood pressure, insurance, life insurance, seizure disorder, stroke
Having done a rather narrowly focused, completely unscientific survey, I have determined that snakes should probably have some underwriting significance when it comes to life insurance. Here are a few examples. A woman in her 60’s who was known to have heart...
by Ed Hinerman | May 25, 2007 | cancer, Depression, heart disease, insurance, life insurance
I swear the medical community could use one extra course before someone is given the license to practice medicine. There is a profound problem in the integrity of the information that is put into medical records. It runs the gamut from casually putting irrelevant...
by Ed Hinerman | May 23, 2007 | diabetes, heart disease, high blood pressure, hypertension, Independent agent, insurance, life insurance, stroke
Well, I guess that depends on the context of the question! I’ll break it into two parts and see if we can make some sense of it. We’ve all had our blood pressure taken at some time and we know that there is the top number (systolic) and the bottom number...
by Ed Hinerman | May 18, 2007 | cholesterol, heart disease, high blood pressure, insurance, life insurance, stroke, Type 2 diabetes
Apparently there is a significantly better chance of suffering a stroke if you live in the south, with Mississippi leading the way. The percentage of people who have strokes in Mississippi is about twice the national average. I did some relief work there after Katrina...
by Ed Hinerman | May 15, 2007 | cancer, coronary artery disease (CAD), diabetes, heart disease, Independent agent, insurance, insurance quotes, life insurance, Type 1 diabetes, Type 2 diabetes
When completing a health interview before receiving a life insurance quote from your independent life insurance agent, you will be asked a family history question. Most companies want to know if any member of your immediate family (defined as mother, father and full...
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