by Ed Hinerman | Aug 20, 2015 | Alcohol Treatment Life Insurance, approval, bipolar disorder, CDT alcohol marker, decline, Drug Treatment Life Insurance, insurance, life insurance
Fresh back from vacation I had to send a potential customer an email explaining that none of the life insurance companies I represent wanted to approve a policy for him. He called a short time later and thanked me for shopping it and then proceeded to eat my face off...
by Ed Hinerman | Mar 19, 2014 | Alcohol Treatment Life Insurance, CDT alcohol marker, decline, doctor's recommendation, executives, honesty, insurance, life insurance, liver functions, mortality risk
I may have just uncovered some of the mystery surrounding the dreaded life insurance lab result call the CDT, an easy way to refer to Carbohydrate Deficient Transferrin. It’s what is know in life insurance as an alcohol marker. This test, when abnormal, is...
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