Uninsurable and breast cancer used to be synonymous in life insurance, no matter the type, stage or grade. It wasn’t that long ago that cancer of any type was generally talked about in the context of how many weeks or months someone had left to live.
Thanks to more screenings and early detection, breast cancer survival has improved dramatically. Along with that has come a new look from insurance companies in the way they treat breast cancer and life insurance.
To find out what is available and the best rates, contact an independent life insurance agent for quotes. Use an independent agent so your situation can be shopped across a broad spectrum of companies and products.
When you find an agent be prepared to provide a pathology report showing the stage and grade of the cancer and details of the treatment and when it was completed. Just to put things in context, the likelihood of getting a life insurance offer during treatment is 0. Obviously a company wants to know the outcome of the treatment before deciding to insure.
So, take heart if you are a breast cancer survivor. Affordable insurance is a very real possibility.
This post is somewhat dated. Life insurance underwriting is changing and evolving continually. For more updated information check out some of the key word links. If you have a specific question or topic you need information for do a search. If you don’t find the answers you need contact me and we’ll make sure you get the information that is important to you.