by Ed Hinerman | Sep 12, 2012 | accidental death, Alcohol Treatment Life Insurance, decline, DUI, insurance, life insurance
There is this perverse notion, an urban legend if you will, that if you get declined for life insurance you become life insurance toast from then on. You might as well buy accidental death insurance and just hope that space junk and not cancer is the cause of your...
by Ed Hinerman | Feb 18, 2010 | bipolar disorder, insurance, life insurance
Life insurance is not underwritten based on your take on your health or your mental state. If it was the case, everyone would be approved at preferred plus. We have built a very good reputation over the years for being able to turn declined life insurance applications...
by Ed Hinerman | Feb 5, 2010 | insurance, life insurance, universal life, whole life
I just got my new issue of Insurancenewsnet magazine, one of those industry publications that occasionally has some very good information and occasionally has some of the most lop sided, half truthed articles you can imagine. Obviously I wouldn’t have brought it...
by Ed Hinerman | Jun 8, 2009 | decline, insurance, life insurance
A life insurance decline doesn’t do anyone much good. The client doesn’t get the insurance and the agent and company spend time and money getting to that conclusion and lose money because nothing is ever purchased. Just so no one thinks I’m starting...
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