Archive for December 19th, 2007

Major News On Breast Cancer!

DCIS (ductal carcinoma in situ) is a form of breast cancer that very rarely progresses to the point where it invades any neighboring tissue or spreads to other parts of the body. DCIS is never life threatening. In fact it is considered to be a precancerous condition.

The most common treatment for DCIS is lumpectomy. In up to 15% of cases where lesions are removed by lumpectomy, breast cancer occurs in the next 10 years. A recent study in San Francisco has uncovered a way to determine, at a molecular level, which women with precancerous DCIS will and which will not develop cancer at a later stage.

This can be enormously important for patients and doctors, not only in helping formulate post lumpectomy treatment or monitoring plans, but also, in most cases, giving the patients some level of confidence that they won’t be facing the challenge again.

As it stands right now, because doctors have not had a way to determine which cases may develop into cancer, standard protocol after a lumpectomy has been treatment with radiation. Many women, because of the unknown, choose to have a radical mastectomy. In a previous post I had talked about the fact that even a mastectomy does not guarantee that there won’t be future breast cancer. With the new ability to determine future changes at the molecular level, many women will be able to confidently sidestep some of the more aggressive treatments.

Bottom line. Catching breast cancer early, as in the case of DCIS, means that life insurance is available sooner and at better rates. With this new testing being able to rule out a future return of breast cancer, underwriters may be able to be even more aggressive in the future.

Add comment December 19th, 2007

Is This Really Private Aviation?

A little more than 6 years after 9/11, private pilots can once again land at Reagan Washington National airport…………sort of.

The first landing since private aviation was banned into the airport happened today. The pilot was treated to a free wash for his plane as he taxied between two fire trucks that were creating a water arch. But, before you load your suitcase and head off to Reagan, you may want to consider some of the restrictions.

It probably won’t come as any surprise that there’s gonna be some rules. Background checks for all pilots and crew are mandatory. You also have to have an armed security guard, or in some cases an actual federal sky marshall on board. I guess that’s so if you come too close to someplace you shouldn’t, they can just shoot you and end the threat.

No thanks guys. Think I’ll just keep the plane out west and not take chances with an overly zealous sky marshall.

Bottom line. There are some great prices on life insurance for private pilots right now. I have written recently about the return of preferred plus rates for IFR and VFR at least on universal life and great offers on term as well. We’ll see what the underwriters have to say about an armed security guard on your plane. It would be one thing if he was there to protect you, but when his job is to make sure, by whatever means, that you don’t stray into the wrong area, well……

Add comment December 19th, 2007


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