by Ed Hinerman | Mar 10, 2007 | Independent agent, insurance, life insurance, universal life, whole life
Universal Life, Whole life. Sounds like it ought to last forever. Almost without fail the life insurance agent who told you about universal life or whole life led you to believe that it would last forever. An unfortunately large percentage of those agents didnt tell...
by Ed Hinerman | Mar 10, 2007 | Independent agent, insurance, insurance quotes, life insurance
Probably one of the most common surprises and points of contention in life insurance underwriting is when, even though your health is perfect, your life insurance quote changes after you apply because your height and weight (build) weren’t exactly what they...
by Ed Hinerman | Mar 10, 2007 | Independent agent, insurance, life insurance, private pilots, term insurance
It’s interesting to see the debate on this issue. Some states have adopted regulations that don’t allow insurance companies to use foreign travel as criteria for underwriting life insurance. I’m not convinced that is a prudent move. Whenever a health...
by Ed Hinerman | Mar 10, 2007 | coronary artery disease (CAD), heart attack, Independent agent, insurance, insurance quotes, life insurance
You have to love an optimist. I had a call a few years back from a man inquiring about life insurance. As we were going through health questions I asked about cardiac issues and he admitted that he had gone through a two vessel angioplasty after a minor heart attack....
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