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I know I usually try to offer advice on how to get life insurance at the best rates, how to avoid pitfalls in acquiring life insurance, and who to avoid in your pursuit of life insurance, but just for a minute I want to share why I am so passionate about life insurance. It’s not just something I sell to make a living. I believe with all my heart that having life insurance is the right thing to do for your family or your business. We are all mortal and none of us knows when our day will come and I truly believe that none of us, given a choice, really wants to leave a mess behind.

Three widows who are clients of mine and whose husbands were clients of mine offered their takes on what it meant to receive the benefits of their husband’s life insurance in posts in mid February of this year. These women all loved their husbands and nothing will ever make up for the loss. That hole in their lives that will always be empty. But all three would have suffered severe financial hardship if it hadn’t been for the proceeds that we were able to deliver.

I get to know my clients well over the years. I always stay in touch and I’m always there for them, whether they need a form, or advice, or a duplicate policy because they can’t find the original. When there is a claim I spend all the time it takes with the beneficiary to make sure that they know that at least one rug didn’t get pulled out from under their life. From the time they call with the news until we deliver the benefits, we talk as often as they need to, sometimes daily. When it’s all finished, we talk, cry, pray.

It’s why I chose this profession. In a small way I can help someone who is really hurting get some part of their life back on track.

This post is somewhat dated. Life insurance underwriting is changing and evolving continually. For more updated information check out some of the key word links. If you have a specific question or topic you need information for do a search. If you don’t find the answers you need contact me and we’ll make sure you get the information that is important to you.