A term life insurance policy guarantees a level premium and a level death benefit for a set number of years, “the term”. The most common term lengths are 10, 15, 20 and 30 years. In the last few years a few companies have added 25, 35 and 40 years. The advantages of term insurance are a low price compared to universal or whole life and the ability to tailor your insurance to how long your actual need should last. Need more information?
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How Depression Affects Life Insurance We live in a country that was anxious, arguably for good reasons, even before the coronavirus pandemic. In a lot of cases anxiety can lead to depression and the severity of the depression is what life insurance companies look at....
Level term life insurance is a type of life insurance that lasts a predetermined number of years (the “term”) and is fairly straightforward. Under a level term life insurance policy, you pay premiums for coverage and the insurer provides a death benefit to your loved...
I wrote this post 4 years ago and there have been changes in business life insurance and specifically the SBA requirements, so here's an update. Hope it helps. All the best. Business Life Insurance Proving Hard To Get? Let's Change That Just because someone is the CEO...
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