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If you have been declined there is a good chance it was because you chose the wrong agent who chose the wrong company. It is not unusual for one company’s decline to be another company’s approval at an affordable rate. Being declined happens far more often than it should, so choose an experienced agent that not only knows the right company to choose, but can show you why they recommended the company they did. Don’t be shy about asking your agent to prove they are making the right recommendation.