Get a second opinion from a different life insurance agent. Life insurance companies vary widely in how they perceive and accept risk. It is not unheard of for one company to decline a person and that same person be approved by another company at a great rate. In order to seek and find that approval you need to get a clear answer about why you were declined and be prepared to provide whatever medical information is needed for the new agent to successfully help you. Need more details?
The Hinerman Group

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