What is a permanent life insurance policy?

by | Dec 9, 2019

A permanent life insurance policy, simply put is a policy that you cannot outlive. If you have a need for a policy that you can’t outlive, I strongly recommend that you make sure that it is guaranteed to be permanent without any increase in premium, ever. There are...

How can I find the “best buy” when buying life insurance?

by | Dec 9, 2019

It may take a little effort, but my best advice is “Buyer Beware”. Every insurance agency and every life insurance agent have an agenda in their approach to your life insurance. Big online agencies may have an incentive to push their business to one company and that...

Does everyone need life insurance?

by | Dec 6, 2019

Not always. If your death won’t cause anyone financial hardship, then no. Those hardships can be leaving a family without enough income to get by, a loan going unpaid or leaving a business partner with no way to buy your portion of a business. If any of those...