Some days are just hard. I was still reeling from the news last night of all the students and teachers killed on the Virginia Tech campus. Things like that are just so hard to fathom.

Then I received an email from a friend in California today, that a relative of his had died when a van pulled in front of his motorcycle. His widow and 3 young children are left with nothing. He was the family provider in all ways, except one. Somehow no one had driven home the importance of life insurance to him. No one in the family. No friends. He didn’t have any at all.

And the email was asking for donations to help the family that was left behind. This kind of loss is incomprehensible…..so emotionally devastating for his wife and children. Suddenly dad is never coming home. Suddenly her husband will never be there for her again.

And when that pain begins to fade, another will take it’s place. The struggle of a single mother left with nothing but bills. My prayers go out to them.

This post is somewhat dated. Life insurance underwriting is changing and evolving continually. For more updated information check out some of the key word links. If you have a specific question or topic you need information for do a search. If you don’t find the answers you need contact me and we’ll make sure you get the information that is important to you.