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Gosh. I thought it was going to be a pretty normal Monday. Feeling good. Got to play some golf over the weekend. Then MSN shook up my world by letting me know that I am overweight.

Just for giggles I clicked on a body mass index calculator on MSN’s diet and fitness page. I have to admit, because I deal with overweight issues and how they affect life insurance, I am somewhat conscious of my weight. Based on life insurance build charts I would certainly qualify (if not for a few other issues), for any company’s best rate. At 5’10” and 175# I am feeling pretty good and good about myself.

Until MSN. According to them, with my build, I have a body mass index (BMI) of 25.1. Anything over 25.0 is overweight. I don’t feel overweight. I’m pretty sure my wife would tell me if I look overweight. If not her, I’m sure one of the kids would would find some unmerciful way to break the news.

Bottom line. We should all be glad that MSN is not in the insurance business. I would have to assume that they wouldn’t offer their best rates to an overweight person such as myself. That’s brutal.

This post is somewhat dated. Life insurance underwriting is changing and evolving continually. For more updated information check out some of the key word links. If you have a specific question or topic you need information for do a search. If you don’t find the answers you need contact me and we’ll make sure you get the information that is important to you.