by Ed Hinerman | Nov 17, 2007 | DUI, insurance, life insurance
Just when I think I’ve heard it all concerning how stupid or dangerous drinking can be, here we go…….I was too drunk to drive so I had my son drive! But the son was 13 and was drunk also! The son was charged with DUI. Bottom line. No life insurance...
by Ed Hinerman | Nov 16, 2007 | diabetes, insurance, life insurance, Type 1 diabetes
After a season of disappointment in weight loss reality TV shows, where the tactics took precedence over health, it is refreshing to see someone with a worldwide audience willing to talk about diabetes health issues. Not that ABC or NBC should gear themselves to meet...
by Ed Hinerman | Nov 16, 2007 | blood pressure, cholesterol, cigar smokers, Independent agent, insurance, life insurance, term insurance
Just when you think you’ve seen it all! MSNBC takes the big bucks from Selectquote to misrepresent term insurance on national TV. Suze Orman is given the green light to puke out life insurance stupidity at Oprah’s expense. And now. CNN has obviously...
by Ed Hinerman | Nov 15, 2007 | diabetes, insurance, life insurance, Type 1 diabetes, Type 2 diabetes
Today is World Diabetes Day. There isn’t a lot I can add to a subject that I post on regularly but to say that anything that can bring more attention and focus to the size and scope of the diabetes problem, is a good thing. Bottom line. Type 1 diabetes and type...
by Ed Hinerman | Nov 15, 2007 | insurance, life insurance, return of premium term insurance, term insurance, universal life
New York state’s insurance department is inching their way toward the 1980’s in their life insurance product availability. You would have to live there to appreciate (or not), just how antiquated the mortality assumption logic is. A good example, probably...
by Ed Hinerman | Nov 14, 2007 | coronary artery disease (CAD), diabetes, heart attack, insurance, life insurance, Type 2 diabetes
In a post a few months ago I had mentioned the concern over studies that showed a potential link between the diabetes drug Avandia and heart attacks. Well, the FDA boldly stepped out and muddied the waters today in a way that only a government agency can do. There are...
by Ed Hinerman | Nov 13, 2007 | insurance, life insurance, term insurance
I had a discussion with my Farmer’s Insurance agent the other day. I have my auto, homeowners and office insurance through him. He has great products and offers very good service. He called to ask me about life insurance prices. You see, he is licensed to sell...
by Ed Hinerman | Nov 13, 2007 | Independent agent, insurance, life insurance, universal life
If you have parents in their 50’s through early 70’s and you don’t know what they have in place for life insurance, ask. Why that age group? They are generally still young enough to get affordable insurance, and they seem to be an age group that...
by Ed Hinerman | Nov 13, 2007 | diabetes, insurance, life insurance, Type 1 diabetes
Type 1 diabetes is a disease that can potentially carry a lot of long term health baggage with it. One of the exacerbating issues is that it generally strikes young, usually children or teenagers, who then are faced with a lifetime of controlling their diabetes or...
by Ed Hinerman | Nov 12, 2007 | cancer, insurance, life insurance, melanoma
Melanoma, the deadliest of the skin cancers, has been at the fore front of treatment innovation for some time. Scientists have long believed that, given a way to rev up a person’s natural immune system, melanoma could successfully be fought off without more...
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