I just read a blog by Jen Creer on www. thediabetesblog.com about teens using the internet as a resource to self educate about their type 1 and type 2 diabetes. Teens (and adults) found out more about the disease, and how to monitor and control it. They found community in the blogs. Somewhere they could go and didn’t seem out of place.
It occurred to me that along the same line, a great way to open lines of communication with your children would be to challenge them to find a good blog or article on a weekly basis, or bi-weekly basis on a health issue. It could be something relevant to them, but certainly wouldn’t need to be. After all, can educating yourself about any health issue be bad for you. If in their research they found out how they could make lifestyle changes that might keep them from developing coronary artery disease, diabetes, cancer, or high blood pressure, well, that seems like that might be a good thing.
Let’s take that idea a step further. Maybe the child could do research on a health issue and how to avoid it and a parent could take the same topic and study what impact it might have on life insurance. The other parent might research the economics of the issue, how much it might cost if you didn’t make the right choices to avoid it.
Great topics could be covered such as alcohol and drug abuse and DUI. What a great thing when everyone brings their bit of wisdom from their internet study and the family has a quick discussion of the issue.
I’ve talk before about how we, as a society, are sorely lacking when it comes to communication on financial and life insurance issues. We have a tendency to dance all around it until a health issue (or a death) drives the reality home in a horrible way. What a great thing it would be if families just started making research and discussion on these and other very important issues a routine way of spending quality time.
From a life insurance standpoint some might see my comments as self serving. More sales if more people talk about it, right?? Well, if you want to lift up a coin and look at the losing side, go ahead. I believe in life insurance for what it does for families. I have delivered the checks and prayed with widows and know that protecting your family is the right thing to do. I know that if I die prematurely my wife will be OK financially.
Not real sure if that coin analogy is as good as it sounded when I wrote it, but again to the point. If you’re a parent, talk to your children. If you’re married, talk to your spouse. Life insurance is one of those topics worthy of discussion, but don’t stop there. Communication is a good thing.
This post is somewhat dated. Life insurance underwriting is changing and evolving continually. For more updated information check out some of the key word links. If you have a specific question or topic you need information for do a search. If you don’t find the answers you need contact me and we’ll make sure you get the information that is important to you.