Winter kill, a term used to describe those wild animals that don’t survive an overly harsh winter, or are old and/or weak from disease and succumb to the normal hardship of winter, holds a grip on my life also.
About this time of the year, every year, I really wonder if I’m going to survive to those wonderful spring days and even more wonderful days of summer that revive my body and soul. I’m not exactly sure what it is that would kill me. A fatal case of cold feet? Shivering to death? Shoveling snow? Hey, I have Raynauds. Have you ever seen purple and green fingers?
I’ve heard of cabin fever and maybe what I have is a 21st century version of that. I can’t go out for a run in shorts and a t-shirt so I feel, not just the walls closing in, but even all the clothes a person has to wear just to survive. I start thinking crazy things. I mean go figure this recurring thought as I look up at one of the nearby peaks. “I wonder how long I would last up there if I was naked”? Today the wind is blowing about 40 mph and the local ski area, Monarch, which is 3000 feet below that peak has a windchill of -10. I would give myself about 3 minutes.
Would my life insurance cover me if they found my naked body frozen to that peak in the spring? I feel confident it would. Even if they ruled it a suicide, I’m past the suicide clause in my life insurance policies. Although it would be a stretch to call it suicide since I would have to be either dropped out of an airplane or dragged up that 14,000 ice cube kicking and screaming all the way. Far more likely a homicide.
Bottom line. The world according to Ed!! It may not always bring brilliance to the subject of life insurance, but at least I’m not holding it all in.
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to.
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