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Home ยป Archives for June 9, 2008

A Proud Member Of AARP! No, Not Really!

by Ed Hinerman | Jun 9, 2008 | AARP, Burial insurance, insurance, life insurance, term insurance

If it wasn’t just plain sick the way AARP treats it’s members, it might be laughable. AARP holds itself out as an advocate for just about everything for us seniors. In fact they are so excited about being able to be an advocate for you that they start...

Cut Your Life Insurance Bill Dramatically!

by Ed Hinerman | Jun 9, 2008 | insurance, life insurance

You know, I really hate to point fingers and tell on folks, but when they are just blatantly charging more than they need to, someone needs to speak up. While we all love to pay for insurance (right up there with vacation), hardly anyone I’ve talked to would...

The Stress Test Role In Life Insurance Underwriting!

by Ed Hinerman | Jun 9, 2008 | angioplasty, bypass surgery, cancer, coronary artery disease (CAD), diabetes, heart attack, Independent agent, insurance, life insurance

Any time I am working with a new client who has had serious health issues, there are specific pieces of information I need that are essential to my ability to provide an accurate quote. On rare occasions people will know the critical information, but most of the time...

Smoking And The Good Old Days Of Life Insurance!

by Ed Hinerman | Jun 9, 2008 | cigar smokers, Independent agent, insurance, life insurance, smoking

Ahh! The good old days when smokers were smokers except with one life insurance company, some smokers weren’t smokers. This actually wasn’t all that long ago, maybe a year and a half, but there was a company called US Financial who truly looked at things...

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