866.539.7914 [email protected]
  • Life Insurance Blog
  • Request a Consultation
Hinerman Group
  • Life Insurance
    • Life Insurance Options and Features
      • Level Term Life Insurance
      • Universal Life Insurance
      • Whole Life Insurance
      • Return Of Premium Life Insurance
      • Life Insurance Death Benefit Tax Free Status!
      • Life Insurance Without An Exam
      • Can A Life Insurance Decline Or Rating Be Changed?
    • Physical Impairment Life Insurance
      • Asthma Life Insurance
      • HIV Life Insurance
      • Breast Cancer Life Insurance
      • Seizure Disorder Life Insurance
      • Prostate Cancer Life Insurance
      • Diabetes Life Insurance
      • Atrial Fibrillation Life Insurance
      • Skin Cancer Life Insurance
      • Melanoma Life Insurance
      • Heart Disease Life Insurance
      • Obesity Life Insurance
      • Sleep Apnea Life Insurance
      • Family History Life Insurance
    • Business and Estate Life Insurance
      • International Business Life Insurance
      • Partnership Buy/Sell Life Insurance
      • Gifting Life Insurance
      • Business Life Insurance
    • Mental Impairment Life
      Insurance
      • Alcohol Treatment Life Insurance
      • Anxiety and ADD Life Insurance
      • Bipolar Disorder Life Insurance
      • Depression Life Insurance
    • Lifestyle Insurance
      • Pilot Life Insurance
      • Private Pilot Life Insurance
      • Flight Instructor Life Insurance
      • High Limit AD&D Insurance
      • How Soon After I Quit Smoking Can I Get Non-Smoker Rates?
      • Does Cigar Use Affect Life Insurance Rates?
  • FAQs
  • About
  • Contact Us
  • Blog
  • Home
Select Page

Home ยป surrender charge

Banner Life Takes The Lead….Again!

by Ed Hinerman | Nov 1, 2011 | Banner Life, insurance, life insurance, term insurance, West Coast Life

In what appears to be a screeching halt to the bottoming out of term insurance prices, several companies moved within the past month to unseat perennial term insurance giant Banner Life, a subsidiary of Legal and General America. Banner responded today by lowering...

What Happens When The Balloon Pops?

by Ed Hinerman | Sep 8, 2010 | insurance, life insurance, over 50 life insurance, term insurance, universal life, variable universal life, whole life

I feel a little like the boy that cried wolf and pretty soon no one is listening, but if you have a universal life, variable universal life, indexed universal life or whole life policy, the wolf is real and if you ignore it long enough it’s going to mess up your...

So, What’s With The New Universal Life Scene?

by Ed Hinerman | Aug 26, 2010 | guarantee, insurance, life insurance, universal life

I had to change the top of my drum today. I’ve worn it out over the past two years beat it about all of the absolute crap (forgive me) that insurance companies are trying to pass off to consumers in the form of non guaranteed universal life and whole life...

New Term/UL Life Insurance Provides Challenges!

by Ed Hinerman | Jun 9, 2010 | insurance, life insurance, term insurance

When Genworth Life and Annuity released their Colony Term/UL a few months ago it became obvious that something was up, or down. With insurance companies raising the prices on term insurance for the last year and a half, this new product overcame some obstacle that...

The Hinerman Group

Ed HinermanMy 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!

Recent Posts

  • Life Insurance Policies for Low Stage Melanoma: Advancements in Fair Underwriting
  • Gestational Diabetes Impact On Life Insurance
  • The Perfect Pilot Life Insurance?
  • AOPA Private Pilot Life Insurance Review: Worth it or Rip Off?
  • Type 1 Diabetes Can Receive Fair Life Insurance Approvals!

Recent Comments

  • Johnathan merritt on How Many Die Every Day Without Life Insurance?
  • Robert on Don’t Pay Stupid Tax At Zander Insurance
  • Ed Hinerman on AOPA Raising Life Insurance Rates 30%!!
  • John Hayes on AOPA Raising Life Insurance Rates 30%!!
  • Ed Hinerman on Life Insurance Contestability. What’s The Truth?

Archives

Categories

Managed Colorado Hosting