Little did I know growing up that I was being raised by a woman of subtle, soft spoken genius. When I grew up and discovered that vegetables didn’t all come from a can, I was sure I had been short changed not only from a taste standpoint, but my long term health as well.
The truth is that she probably fed me plenty of fresh veggies as I grew and I probably reacted with one of my show stopping gagging noises and then when she would give up on that species, I would conveniently remove it from my memory, leaving only the canned stuff. Maybe I really liked the canned stuff?
I’ve talked a lot about antioxidants and their health virtues. Just the word immediately pops up blueberries in my mind. For others, things like chocolate or a glass of wine might fill the bill. Now a Cornell University study throws a whole new light on the antioxidant picture of health poster. How about a can of cooked corn? Yum!
But it seems that corn, which is chock full of antioxidants, is a little greedy about sharing those with whoever devours it as close to the source as possible. If what this study indicates is true the cows, who eat their corn raw and unprocessed, are getting very little benefit from the available free radicals. The prize goes to those who cook it the longest and hottest. Go figure! The processing process is what releases the antioxidants.
Bottom line. When it comes to who is likely to get the best life insurance rates, don’t bet on the cows. And let’s hear for those moms who knew what was best for us and pulled a can from the cupboard rather than serving up fresh, crispy veggies. Thanks Mom!
July 15th, 2008
We all have our way of doing things and I am convinced that there may be more than just a handful of people out there who disagree with me when it comes to how to handle life insurance in their lives, but bear with my bear analogy and see if there isn’t just a hint of truth in it for you.
I think we can all agree that it would take a fool or an idiot to go bear hunting with no bullets in your gun. If you wait until the moment of truth and a bear is charging, even if you have nerves of steel, you’re too late. You simply can’t load your gun, aim and fire multiple times before a slobbering 35 mile per hour man eating fur ball wins the race.
A lot of people hunt for life insurance in just that manner. They think about it, study it, shop it and then start over with the thinking part again. It’s true that they can pull the trigger on buying life insurance at any time, but the application process is the equivalent of the attempt to load a gun. It would all be simple if we could just get someone to ensure that we wouldn’t have any health changes or die while we dinked around pretending to be prudent shoppers. If we could just be guaranteed that the bear wouldn’t charge or would stop and wait for us to get the gun loaded, everything would work out just fine.
But it doesn’t always work out just fine and that is why I have always encouraged the life insurance grazers to put something in force and then graze away. Take your time. Kick the tires. Google it to death. By putting something in force I am saying to put your shopping emotions aside for the sake of your family. Do a quick search for some inexpensive term insurance and put some in force.
Bottom line. Shopping for the perfect life insurance policy with, say, $500,000 of term insurance already in force is the same as loading your gun before the bear hunt. If your health changes or if you die while grazing the universe for the ultimate great deal, at least you know that your family is protected. Remember, just because you buy a term policy doesn’t mean you are stuck with it. If you find a better deal, there is no penalty for replacing it.
July 15th, 2008
