by Ed Hinerman | Oct 21, 2007 | cancer, heart disease, insurance, life insurance, prostate cancer
I am always surprised by the number of cigarette smokers who inquire about life insurance and when they find out what the cost is, they suddenly lose all interest. The difference in cost is likely no where near what they are spending on the habit, but they...
by Ed Hinerman | Oct 21, 2007 | insurance, life insurance
I can remember learning the fine art of selling the spouse add on, or spousal rider nearly 30 years ago. The primary reason that most wives were added as riders back then is that the premium on their insurance was so low that it cost the company more to write a...
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