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Ed understands that everyone’s insurance needs are different. To best help you find the right insurance policy at the right price, he prefers a one on one conversation.Even if you have been declined life insurance in the past, been “rated,” work in a high-risk occupation, are over 50 or have health problem, The Hinerman Group may be able to help you.  Receive your free life insurance quote from the best providers available.

Please feel free to call him directly, toll free at 866-539-7914. If you are calling from outside the United States please call 719-539-7914.  If you prefer, fill on the form to the right, and he will contact you when you request.

Hinerman Group Inc.
13150 County Road 261D
Nathrop, CO 81236

Ed Hinerman
Toll Free: (866) 539-7914
Local, Long Distance or Int’l: (719) 539-7914
FAX or Text: (719) 539-7914
email the Hinerman Group

High Risk Insurance Quotes You Can Trust

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Check Out The Hinerman Group Blog

Life Insurance can be overwhelming, particularly when you have been rated or declined. Do not let that stop you from protecting what you have built and your family. The Hinerman Group blog is a wonderful resources to educate yourself about the ins and outs of Life Insurance and the industry in general. If you have more questions after reading the blog be sure to contact Ed directly.

Want to talk? Call Ed directly at (719) 539-7914 for a FREE CONSULTATION. *Ed released the fish and it went on to have a full life.


My 20 years of experience gives me the knowledge and leverage to find reasonably priced Life Insurance for people who have been declined or are paying more than they need to.

Let’s get together and get it done right for you and your family!