A term life insurance policy guarantees a level premium and a level death benefit for a set number of years, “the term”. The most common term lengths are 10, 15, 20 and 30 years. In the last few years a few companies have added 25, 35 and 40 years. The advantages of term insurance are a low price compared to universal or whole life and the ability to tailor your insurance to how long your actual need should last. Need more information?
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to.
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