by Ed Hinerman | Jan 21, 2010 | conversion, insurance, life insurance, West Coast Life
The reversal in direction and trend that started at the first of last year is continuing with West Coast Life being the most recent to announce that term insurance rates will be increasing. I’m not overly concerned about the term rate increase but I do continue...
by Ed Hinerman | Nov 24, 2009 | conversion, insurance, life insurance
I’ve truly gotten a sense of what a love/hate relationship is all about with West Coast Life. They are, in so many areas, one of the best companies in the business for fair and flexible underwriting. I love that since most of my clients need above average...
by Ed Hinerman | Oct 19, 2009 | conversion, insurance, life insurance, West Coast Life
A little over a week ago I wrote a post about my email conversation with West Coast Life concerning their decision to do away with fully guaranteed conversion products. I was a bit put off when I got an out of the office email from the marketing vice president...
by Ed Hinerman | Oct 1, 2009 | cholesterol, insurance, life insurance
You’re applying for life insurance and they just sucked your blood and made you pee in a cup. You deserve to know what they know and there is no better way to do that than to request a copy of your labs. I have long like the proactive approach that West Coast...
by Ed Hinerman | Jun 3, 2009 | rate increase, West Coast Life
After announcing West Coast Life’s planned term insurance rate increase a few days ago and the following up yesterday with a summary of their rules for transition to the new rates I queried West Coast about the huge discrepancy in time allowed between agents in...
by Ed Hinerman | Jun 2, 2009 | insurance, life insurance, term insurance, West Coast Life
When life insurance companies change rates or some features of their policies they always have a deadline for application submission to get the old rates or features. Occasionally I get the feeling that clients may wonder if my advice to make a decision or get an...
by Ed Hinerman | Jun 1, 2009 | insurance, life insurance, term insurance, West Coast Life
As we have reported early, often, loud and accurately, term insurance rates as we’ve grown to know and love them, lower each year, are turning rapidly the other way. West Coast Life insurance announced today that they will increase their term insurance rates...
by Ed Hinerman | May 1, 2009 | bipolar, bipolar disorder, insurance, life insurance, seizure disorder, West Coast Life
We launched our first attempt at a Google adwords advertising campaign targeted specifically to those with bipolar disorder today. As our success grows in helping this under served, over abused group of people our hope is that we can reach even more with the good...
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