by Ed Hinerman | Feb 25, 2012 | business life insurance, insurance, life insurance, term insurance, travel insurance
With the introduction several years ago of 30 year term insurance and no lapse guarantee universal life, which is essentially a term for life, some agents have lost sight of the fact that there are legitimate short term needs for life insurance. It wasn’t that...
by Ed Hinerman | Nov 28, 2011 | Dave Ramsey, death benefit, insurance, life insurance
I often have the budget discussion with people who fall into the less than perfect health category, impaired risk life insurance in the industry. They don’t get the bang for the buck that someone young and healthy, or for that matter over 50 and healthy. My...
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