by Ed Hinerman | Jan 7, 2016 | insurable interest, insurance, life insurance
I just got a call from a fund raising organization for policemen here in Colorado asking for a donation to a fund to assist widows of police killed in the line of duty. Know that I have always had a great deal of respect and admiration for police and fire personnel....
by Ed Hinerman | Aug 5, 2011 | insurance, life insurance, professional athlete life insurance
There is a mistaken belief that people that have really great incomes, like professional athletes, don’t really need life insurance. The assumption is you have a large income you probably have it managed so that your family would be taken care of if you died...
by Ed Hinerman | Jan 26, 2010 | insurance, life insurance, universal life, whole life
Just like any life insurance policy, a policy that is taken out for the purposes of charitable giving, whether it’s for your church or your university, has to be reviewed annually. Too often there’s a big commotion around setting up a trust and getting a...
by Ed Hinerman | Jun 4, 2009 | insurance, life insurance
How often have I been asked if there is a formula for determining how much life insurance a person should carry? Plenty of formulas out there from the simple, 10x annual income to the ridiculously complex, but what really answers the question? Needs analysis spans...
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