by Ed Hinerman | Dec 4, 2010 | A1c, bypass surgery, cholesterol, decline, insurance, life insurance
I suppose there are a few people who apply and know for a fact that they will be declined life insurance coverage. I’ve actually had calls from people who were in the hospital having just undergone heart bypass surgery. They asked about getting life insurance,...
by Ed Hinerman | Mar 14, 2009 | bipolar, bipolar disorder, disability, insurance, life insurance
I have come to the conclusion that I must not have adequately explained why life insurance underwriters can’t overcome the issue of being disabled due to bipolar disorder. It is simply a show stopper. Being on disability is to some degree a stumbling block no...
by Ed Hinerman | Mar 11, 2009 | Anxiety, bipolar, bipolar disorder, Depression, insurance, life insurance, Prudential
The truth is that I doubt if anyone makes it through life without situational anxiety or depression and there are days when I would swear the whole world is ADD, so what’s the big deal? For years a lot of the more conservative life insurance companies have with...
by Ed Hinerman | Jan 19, 2009 | insurance, life insurance, liver functions
“Life insurance companies are just trying to figure out a way to raise my rates. My doctor says there’s nothing wrong with my …….”. It’s a real dilemma. Who do you trust? The doctor that’s known you for years and you pay the...
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