EPILEPSY AND SEIZURE DISORDER
Epilepsy and Seizure Disorder Life Insurance
Seizure disorders and epilepsy can be a real challenge when it comes to buying life insurance policies, but within certain guidelines there are good rates available. As with so many health issues, when it comes to life insurance underwriting the big question is control. Is it well controlled? How often do seizures occur? I know for many I’ve talked to who assumed they were not insurable it had been years or even decades since their last seizure. That’s great news.
Another facet of the picture is the type of seizure activity you have experienced. Tonic clonic or grand mal seizures are fairly common in epilepsy, but again if there haven’t been any seizures in some time due to good medical management, some life insurance companies are very accepting with good rates.
Other seizure disorders are underwritten based on the severity of the seizure type but most importantly, the length of time without seizures.
The name of the game with seizure disorders and epilepsy life insurance policies is control and compliance. A record of compliance with your doctor’s recommended treatment that results in a well-controlled disorder leads to good rates.
Don’t assume your epilepsy or seizure disorder disqualifies you from getting a life insurance policy. You may be pleasantly surprised by what we can do for you.
More Questions? Check Out Our Blog!
The Hinerman Group knows that every situation is unique and it can be difficult finding the best answers. Be sure to check out our blog where you will find a comprehensive bank of topics covered regarding Life Insurance. The background covered in The Hinerman Group blog will point you in the right direction and help you get your family the coverage you need.
Want to talk? Call Ed directly at (719) 539-7914 for a FREE CONSULTATION. *Ed released the fish and it went on to have a full life. Occasionally Ed receives postcards from new waters and pictures of grandfish.