Why Is Indexed Universal Life So Popular?

Greed strike a chord with you? After years of looking at indexed universal life insurance and hearing all the arguments and seeing all of failures, it occurs to me that the bigger the cash value numbers an agent can show a potential client, whether they are based in...

Why I Still Don’t Trust Indexed Universal Life!

Two and a half years ago, when indexed universal life insurance seemed to be taking over the insurance landscape, I spent considerable time studying the products and then posted my thoughts in this forum. In particular I took great exception to the fact that agents...

Universal Life Insurance

Universal Life Insurance Universal Life Insurance. Buyer Beware! What is universal life insurance? Universal life insurance first hit the market in the 1980’s and, over the years, has been the source of both praise and anger from clients who have owned the...

Where Are The Best Prices On Life Insurance?

They aren’t hiding in plain sight! They aren’t where you would expect to find them with the super giant on line life insurance agencies like Selectquote or Reliaquote. Selectquote says on their website that, “You’re just a few steps away from...

The New World Of Life Insurance

To say that the nature, the underwriting and the life insurance products have changed and changed remarkably over the last 10 years is an understatement. There is the old world of life insurance and now we are really, truly living in a new world and customers, both...