by Ed Hinerman | Feb 28, 2017 | business life insurance, Civilian War Zone Coverage, life insurance
With our planet shrinking rapidly from a business standpoint it’s left many around the world scrambling for what to do about life insurance. Business life insurance can be fairly simple when all the parties live in the United States, but when partnerships cross...
by Ed Hinerman | Feb 27, 2017 | life insurance, life settlements
There is a new look for life insurance settlements. It used to be urban legend, and may still be, that just about any life insurance policy was worth 20% of its’ face value, or death benefit, in the life settlement market. However, if you have outgrown the need...
by Ed Hinerman | Feb 20, 2017 | approval, Hep C Cure, hepatitis, insurance, life insurance, life insurance approval
Before all of you who have been cured by Harvoni jump on the phone expecting the life insurance results in the title of this blog post, let me throw a couple of * * up. Wait a minute. That looks like I said something bad. Let’s talk caveats to that best class...
by Ed Hinerman | Feb 16, 2017 | approval, clinical underwriting, hepatitis, impaired risk life insurance, insurance, life insurance
I don’t know what more life insurance companies could want than a level playing field and a chance to compete for their fair share of the business, but no joke, there are some that trip and fall on a level playing field. I just worked on a case that, while not...
by Ed Hinerman | Feb 14, 2017 | approval, CEO life insurance, impaired risk life insurance, insurance, life insurance
A life insurance policy can be a static document if 1. You buy it at an age where you’re sure the term length will outlast your needs, 2. You get the very best rate class and 3. There are no surprises in life after you take out the policy. If, for some reason,...
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