by Ed Hinerman | Jul 27, 2013 | AARP, accidental death, death benefit, insurance, life insurance, life insurance claim
I’ve been careful about life insurance claim abuse cases I’ll help with only because, in most cases, the state insurance commissions are very good at putting things back on track and getting valid claims paid. But occasionally it will be something that...
by Ed Hinerman | Jul 24, 2013 | approval, decline, diabetes, impaired risk life insurance, insurance, life insurance, life insurance approval
I still own the domain name “You Just Can’t Fix Stupid.com” and this is one of those days when I would like to dust it off and go live with it. The new American General Life Insurance “Smart Score” underwriting system has just recently...
by Ed Hinerman | Jul 23, 2013 | accelerated death benefit, impaired risk life insurance, insurance, life insurance
I am always hesitant to give much attention to bells and whistles added to life insurance. Historically the bells and whistles have been a way to drive up the premium with little or almost no risk that the life insurance company will ever have to engage in paying out....
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