by Ed Hinerman | Jan 29, 2013 | approval, cancer, decline, insurance, life insurance, life insurance approval, prostate cancer, PSA
Turning a declined life insurance application into an approval is usually not that hard. It’s how I make a living. But I have to admit that turning a decline from Allstate into a preferred plus approval through one of my companies is kind of like laying down a...
by Ed Hinerman | Jan 22, 2013 | application process, decline, insurance, life insurance, life insurance approval, over 50 life insurance
For the most part medical records are what they, unreadable scribblings interspersed with occasional labs that are fairly understandable and other kinds of test results that might make sense to a doctor, but are of no use to you or me. There is an area of life...
by Ed Hinerman | Jan 17, 2013 | epilepsy, insurance, insurance quotes, life insurance, life insurance approval, seizure disorder
I’ve spent significant time in my career in life insurance explaining to clients and potential clients the difference between what an underwriter says and what their doctor has told them. They are often two starkly different opinions and it creates confusion...
by Ed Hinerman | Jan 13, 2013 | AARP, beneficiary, compliance, contestability, insurance, life insurance, life insurance claim, life insurance claim process, New York Life, over 50 life insurance
I’ve decided, for the sake of us elderly folks and all of us who are related to elderly folks and anyone who gives a damn about treating people right, to get off the fence and say what I really think about AARP and their New York Life insurance plan. For those...
by Ed Hinerman | Jan 7, 2013 | AARP, grace period, group life insurance, insurance, life insurance, life insurance claim, life insurance claim process
Have you ever had anything lost in the mail, whether going or coming? It’s not a new occurrence with the US Postal Service, but being in a business that depends on mail delivery to some extent, I’ve noticed that the amount of mail being blasted into the...
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