by Ed Hinerman | Feb 10, 2011 | death benefit, insurance, life insurance
There is probably nothing that is sacred anymore with the federal government and almost every state government facing mounting budget deficits, loss of tax revenue and so on. I’m sure every level of government must have multiple committees whose sole job is to...
by Ed Hinerman | Feb 8, 2011 | Anxiety, bipolar, bipolar disorder, insurance, life insurance
I was involved in an exchange on the Bipolar Disorder Forum of eHealthforum several months ago. A person had been declined for life insurance and wanted to know if that was just the reality of bipolar disorder or if someone knew how to navigate what was turning out to...
by Ed Hinerman | Feb 5, 2011 | life insurance, pilot, private pilots
All right guys, you can take a break. Although you could certainly buy life insurance on Sunday the last thing you want is your friends knowing you were doing something more important than football. I already know how most of you feel about life insurance. If...
by Ed Hinerman | Feb 3, 2011 | estate taxes, insurance, life insurance
No, really!! That was the front page headline on and industry publication I get called Insurancenewsnet Magazine. Without even opening up the magazine I know where the rant is headed. Never in the history of estate planning has there been more opportunity to be as...
by Ed Hinerman | Feb 1, 2011 | estate taxes, insurance, life insurance, Protective Life, rate increase, second to die insurance, universal life
I wrote an estate life insurance case 6 or so years ago that if you put a pencil to the numbers you would swear that the company had made a huge mistake. There was simply no feasible way for them to make a profit. The case was with Protective Life who, for a while,...
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