by Ed Hinerman | Apr 24, 2008 | bipolar disorder, insurance, life insurance
The news really does keep getting better and better when it comes to well controlled, stable bipolar leading to good life insurance rates. I just placed a case with a woman who was actually approved at a better rate than we had applied for. Part of the reason for her...
by Ed Hinerman | Apr 24, 2008 | insurance, life insurance, universal life
When I talk to clients about today’s permanent products and the trend away from the old guarantees to age 100 and toward guarantees of 120+, I am often chuckled at. Uinversal life policies with no lapse guarantees to 120 or 130 may be more well thought out than...
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