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Home ยป watchful waiting

At What Point Do You Consider The Test To Be A False Positive?

by Ed Hinerman | Sep 26, 2013 | approval, cancer, impaired risk life insurance, insurance, life insurance, life insurance approval, prostate cancer

I’m working on a prostate cancer life insurance case right now that really begs the question, even though the biopsy showed cancer, 13 years of watchful waiting later, is everyone sure that biopsy was accurate? Was it correct? Since the cancer was only seen in...

Prostate Cancer And Life Expectancy!

by Ed Hinerman | Aug 26, 2013 | approval, cancer, decline, insurance, life insurance, prostate cancer, PSA

All of us guys, and women who are into reading about men’s health, have heard that men are for more likely to die with prostate cancer than from it. So what does that really mean? 1 out of 6 men will be detected with prostate cancer in their lifetime. Most of...

A New Life Insurance Look At High PSA’s?

by Ed Hinerman | Jun 28, 2012 | cancer, insurance, life insurance, prostate cancer, PSA

A real show stopper in the life insurance application process is when a PSA comes back high, or at least elevated compared to previous PSA’s. This has turned into something of a fussing point since, in most cases, life insurance underwriters will postpone an...

A Look Back Three. Prostate Cancer Life Insurance!

by Ed Hinerman | Apr 18, 2012 | cancer, insurance, life insurance, prostate cancer

In some cases life insurance underwriting just hangs out and doesn’t change much over the years. That has been fairly true of prostate cancer life insurance since I wrote my first post on the subject back in 2007, until the last few months. What follows is an...

Is An Elevated PSA Enough To Warrant A Life Insurance Decline?

by Ed Hinerman | Feb 14, 2012 | cancer, insurance, life insurance, over 50 life insurance, prostate cancer, PSA

The dreaded elevated PSA! Life insurance underwriters treat a PSA out of the normal 0-4.0 range or a PSA that is higher than your last PSA with the life insurance equivalent of shutting all the hatches on a sinking ship. Even though there are no less than half a dozen...

Latest Life Insurance Rumor!

by Ed Hinerman | Jan 29, 2012 | breast cancer, cancer, insurance, life insurance, over 50 life insurance, prostate cancer

I hate jumping into a life insurance topic like this without all the facts but, heck, that’s why they call them rumors. Historically one of the toughest parts of underwriting has been, especially for cancer, the insistence of a one year waiting period post...

If I Were The King Of The Life Insurance Company!

by Ed Hinerman | Dec 27, 2011 | insurance, life insurance, prostate cancer, PSA

Prostate cancer, we’ve all heard at one time or another, is something that virtually every man will have at some point in his life. While only one in five or so of us guys will ever be diagnosed with prostate cancer, the other four, according to theory and...

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