by Ed Hinerman | Feb 26, 2023 | insurance, life insurance, pilot, private pilots, student pilot
Wouldn’t that be nice? Kind of like the Progressive commercials where every kind of insurance is in a separate box. “Here’s your perfect private pilot life insurance. Will that be all today?” Does Your Life Insurance Agent Really Understand...
by Ed Hinerman | Dec 14, 2011 | insurance, life insurance, melanoma, pilot, private pilots, Type 1 diabetes
What a crazy year for underwriting life insurance. There have been shifts all over the map from type 1 diabetes to melanoma history, with some of the best news coming for private pilots. It’s been quite a while since we’ve had as many solid players in the...
by Ed Hinerman | Aug 29, 2011 | life insurance, pilot, private pilots, student pilot
I know I’ve talked quite a bit lately about those aviation life insurance needs that are hard or expensive to insure through traditional life insurance companies. I just wanted to take a few minutes to clarify that for the majority of private pilots life...
by Ed Hinerman | Feb 28, 2011 | insurance, life insurance, pilot, private pilots
That used to be a quick and easy answer. The best life insurance rates were available only to the most experienced and trained pilots. For an airline pilot life insurance was no trick at all. For them they might as well have been a perfectly healthy car salesperson....
by Ed Hinerman | Jan 27, 2011 | insurance, life insurance, pilot, private pilots
It hasn’t been that long since admitting that you were a student pilot or a flight instructor on a life insurance application was, well, might as well have been an admission that you were a bush pilot or crop duster. Most companies weren’t and actually...
by Ed Hinerman | Nov 12, 2010 | insurance, life insurance, private pilots
It hasn’t been that long ago that life insurance for private pilots cost just the same as for every other person with their same health. The only downside to those good old days was that life insurance companies excluded aviation life insurance coverage. It...
by Ed Hinerman | Sep 14, 2010 | insurance, life insurance, pilot, private pilots
Prudential has always been somewhat aviation life insurance friendly, not always leading the way, but always in the mix for fair underwriting and good rates. It now appears they are making a serious move to capture more of the life insurance market Changes have been...
by Ed Hinerman | Feb 5, 2010 | insurance, life insurance, private pilots, Sleep apnea
There is a tendency for people to just hold on to life insurance once it is in force, even when opportunities to improve on the rate or the term length come up. Most often this happens when their isn’t a servicing agent around to find the better deals and...
by Ed Hinerman | Feb 1, 2010 | insurance, life insurance, private pilots
As noted last week a major A+ rated life insurance company has broken into uncharted waters by offering preferred plus (best rate class) rates for private pilots that are not instrument rated. And that’s just the tip of the good news iceberg. It gets even better...
by Ed Hinerman | Jan 28, 2010 | insurance, life insurance, private pilots
So many life insurance companies have come so close, but none have ever stepped off the edge and done it. Preferred plus rates with no extra charge for private pilots who don’t have an instrument rating. ING Reliastar came out with their preferred plus and a...
by Ed Hinerman | Nov 9, 2009 | insurance, life insurance, private pilots
Airline pilots have been given a free pass by life insurance companies for a long time. The companies have assumed that if you are good enough to fly one of those big things for a real airline company, aviation won’t be an underwriting issue. New question on...
by Ed Hinerman | Jun 5, 2009 | insurance, life insurance, private pilots, student pilot
The cost of being a private pilot can be staggering anyway you go about it. One area that you can keep the cost down in is your life insurance, if you do your homework and pick the right agent. Student pilots face their first gut check when they find out, on average,...
by Ed Hinerman | May 28, 2009 | insurance, life insurance, pilot, private pilots
While the words CEO and flying may cause a little angst among some, the truth is that CEO’s are flying privately more often and whether that is on a corporately owned aircraft, a chartered jet, or their personally owned airplane, it is generally more efficient...
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