by Ed Hinerman | Oct 4, 2013 | approval, HIV Positive, insurance, life insurance, life insurance approval
I would like to claim that I’ve been waiting on the edge of my seat, holding my breath, watching the horizon and all of those other things that would indicate that I believed we were on the verge of a traditional life insurance breakthrough for HIV positive, but...
by Ed Hinerman | May 1, 2012 | business life insurance, court ordered life insurance, DUI, insurance, International Business insurance, life insurance
If life and life insurance was all simple there wouldn’t be any bumps in the road. We would all have the coverage we need when we need it and Dorothy would be singing Somewhere Over The Rainbow in the background. Truth is that most of the time with life...
by Ed Hinerman | Oct 17, 2011 | business life insurance, buy/sell life insurance, insurance, key man insurance, life insurance
Probably very close to 100% of the time a person can go about obtaining life insurance with the traditional application, exam and underwriting period. But there are exceptions. The truth is I don’t recommend that anyone that needs life insurance and...
by Ed Hinerman | Aug 30, 2011 | Burial insurance, final expense life insurance, guaranteed issue life insurance, insurance, life insurance
I wrote a post some time ago less than nicely titled “Burial Insurance is Stupid”. I make myself laugh I’m so opinionated sometimes, but this article was not one of those laughable moments. I take very seriously those things that treat those seeking...
by Ed Hinerman | Jan 6, 2011 | AARP, insurance, life insurance, senior life insurance
If you’re over age 50 you get mail from AARP at least twice a month, if not more, inviting you to become a member and/or just partake of all the great deals they offer even if you’re not a member. If you, your parents, family or friends have fallen for the...
by Ed Hinerman | Sep 16, 2010 | final expense life insurance, insurance, life insurance, senior life insurance
I wrote a post yesterday on final expense life insurance and as often happens, I woke up today with something from that post bothering me, a lot. Toward the end of the post I made mention of a company, Equita Final Expense Services, that made the claim that, unlike...
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