by Ed Hinerman | May 27, 2015 | application process, attending physician statement, insurance, life insurance, medical record acquisition, medical records life insurance
This is definitely one of those OMG moments. This is almost like being in the Navy for 20 years and just figuring out that the bow is the pointy part of the ship. I’ve had a few cases lately where doctors have been MIA for their patients that are applying for...
by Ed Hinerman | Aug 21, 2012 | application process, approval, insurance, insurance quotes, life insurance, term insurance
So, what happens if the approved life insurance application isn’t at the same rate you were quoted? This happens a lot when you use agents that don’t shop cases before they choose the right company. Less frequently it happens when new information comes up...
by Ed Hinerman | Aug 16, 2012 | application process, insurance, life insurance, liver functions
So, let me catch you up. First you went through finding the right agent because anyone who reads this blog knows that the right agent using the right company equals the right outcome. Then your agent got down and personal and used that information to informally shop...
by Ed Hinerman | Aug 13, 2012 | application process, insurance, insurance quotes, life insurance, life insurance approval
Now we’re rolling. Just because I’ve used two posts getting to the actual life insurance application and life insurance exam is not indicative of how long the process takes. Again, as promised, at the end of this series I will give a breakdown of the...
by Ed Hinerman | Aug 7, 2012 | application process, approval, conversion, guaranteed level premium, insurance, insurance quotes, life insurance, life insurance approval
I’m going to make this life insurance application process seem a bit lengthy and cumbersome in explaining it, but be assured right up front that the process is neither of those if you just take some of these suggestions to heart and work right through it. In...
by Ed Hinerman | Aug 6, 2012 | application process, insurance, insurance quotes, life insurance, life insurance approval
Applying for life insurance is one of those things in life where you really have some control over what it feels like, how long it takes and how it ends. It is, in that respect, somewhat the polar opposite of applying for a passport. My memory of that was that once...
by Ed Hinerman | Jun 28, 2012 | cancer, insurance, life insurance, prostate cancer, PSA
A real show stopper in the life insurance application process is when a PSA comes back high, or at least elevated compared to previous PSA’s. This has turned into something of a fussing point since, in most cases, life insurance underwriters will postpone an...
by Ed Hinerman | Mar 1, 2012 | application process, insurance, life insurance, term insurance
Our office has always been about getting the job done for our life insurance clients and getting a policy in force as soon as possible. I could probably be labeled a little obsessive compulsive about the application process, but I believe my logic is sound....
My 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!
Recent Comments