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Do You Have A Second Addressee For Your Life Insurance Bill?

by Ed Hinerman | Jan 4, 2012 | business life insurance, buy/sell life insurance, death benefit, insurance, lapse, life insurance, reinstatement, senior life insurance

Did you know that you have the right to name a second person to receive bills and notices for your life insurance policy? I have no idea what the number really is, but I am betting the number of death benefits that aren’t paid every year due to a policy lapsing...

Chasing That Better Life Insurance Rate Class?

by Ed Hinerman | Dec 13, 2011 | A1c, budget, diabetes, insurance, life insurance

I got an email from some clients a few days ago. In spite of their best efforts their small business had fallen off so badly a few years ago that the husband made the decision to let the life insurance they had in force lapse. I’ve been staying in touch waiting...

So What’s With A Life Insurance Premium Grace Period?

by Ed Hinerman | Jun 8, 2011 | grace period, insurance, life insurance

I had a client who, by his wife’s own admission, was a bit of an airhead when it came to things like paying bills on time. When we put life insurance in force on the two of them he insisted that the bill should come to him. His annual bill came due June 1, 2009...

Life Insurance Grace Period And What It Means For You!

by Ed Hinerman | Apr 13, 2009 | death benefit, grace period, insurance, lapse, life insurance

Billing for a life insurance policy, unless paid by automatic bank draft, usually comes a few weeks before the due date. What happens if you miss that bill or if you moved and forgot to notify your agent or the company? Protection for these types of occurrences is...

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Ed HinermanMy 20 years of experience give me the knowledge and leverage to find reasonably-priced life insurance for people who have been declined or are paying more than they need to. Request a Free Consultation Today!

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