by Ed Hinerman | Jan 7, 2011 | insurance, life insurance, life partner
I’ve been in the life insurance business long enough to see a time when life insurance companies would outright deny life insurance policies for homosexual couples, citing “no legal financial justification”. They would then turn around and approve...
by Ed Hinerman | Nov 15, 2010 | beneficiary, insurance, life insurance
In a post I had written a year or so ago I had related the story of a client who was fighting with hospitals and her fiance’s family for a life insurance death benefit that was rightfully hers. They were a proactive couple, wanting all of the pieces in place by...
by Ed Hinerman | Mar 27, 2009 | beneficiary, business life insurance, insurance, life insurance, life partner
I have written several posts on the subject of beneficiary rights if a claim happens during the incontestability period. This is a little talked about subject that can truly cause problems for those who are engaged, are life partners, have used life insurance as...
by Ed Hinerman | Mar 18, 2009 | A1c, AARP, Anxiety, beneficiary, bipolar, bipolar disorder, blood pressure, business life insurance, buy/sell life insurance, bypass surgery, cancer, Dave Ramsey, Depression, diabetes, foreign travel, gastric bypass, guarantee, heart attack, heart disease, high blood pressure, hypertension, Independent agent, insurance, key man insurance, kidnap, life insurance, mortality, mortality risk, New York Life, obesity, prayer, private pilots, prostate cancer, Prudential, PSA, ransom, scuba diving, skydiving, Sleep apnea, stroke, suicide clause, suze orman, term insurance, Type 1 diabetes, Type 2 diabetes, universal life, variable universal life, whole life, women
It’s been a fascinating couple of years. I will sum it up by saying that we have helped a lot of people get life insurance who never thought they could. And what better way to celebrate the information we’ve shared and the victories we’ve had than...
by Ed Hinerman | Mar 12, 2009 | beneficiary, death benefit, insurance, life insurance
There’s a lot of assumptions about life insurance and probably the biggest and most important is that if you name someone as beneficiary, and you die, they will get your life insurance proceeds without any hassle. After all. You put there name there and paid the...
by Ed Hinerman | Jan 29, 2009 | buy/sell life insurance, insurance, life insurance
I wrote some time back about the problems that can potentially occur when a person has life insurance with someone who is not related as the beneficiary. The potential problem only exists during the two year incontestability period when part of the claim process...
Recent Comments